Transparent Pricing
No hidden fees, no confusing statements. We walk you through every line so you know exactly what you are paying for and why.

Founded by Bob Cowherd, RCC Merchant Solutions was created to bring real, local support to an industry that often feels corporate and impersonal. We pair fair payment processing solutions with full-service marketing to help Charlotte business owners grow with confidence.
Our motto, Process Generously, means we donate at least ten percent of our profit to community organizations and offer customers a way to give back through their own processing savings.
Real partnerships, real giving, real growth.

From credit card processing to AI business solutions, we offer a full suite of services for small business owners across Charlotte, NC, Concord, Huntersville, Matthews, Mint Hill, Mount Holly, Belmont, and nationally. One trusted partner, one simple relationship.


Whether you need a new website, stronger search rankings, or smarter automation, our marketing services give you the tools and strategy to compete with confidence. We work with businesses in Charlotte, Concord, Huntersville, Matthews, Mint Hill, Mount Holly, Belmont, and nationwide.
We built this company on the belief that small business owners deserve straight answers, fair pricing, and a partner who actually answers the phone. Here is what working with us looks like.

We proudly support small business payment processing and local marketing for companies throughout the greater Charlotte area, with the ability to serve clients anywhere in the country.
We believe transparency is the foundation of any good business relationship. If you have questions about payment processing solutions, marketing services, or how we give back, we are happy to walk you through every detail before you commit to anything.
What does RCC Merchant Solutions actually do?
How does the Process Generously donation program work?
Do you only serve businesses in Charlotte, NC?
Can I bundle merchant services with marketing services?
Whether you need a new credit card processing company, a website refresh, or full-service digital marketing, we are ready to help your business move forward. Reach out for a no-pressure conversation about what would actually work for your goals.