Cash Discounting
Lower your processing costs through a clear cash discount program that benefits both you and your customers across Mecklenburg County.
RCC Merchant Solutions helps Charlotte business owners simplify payment processing and grow their reach through honest, locally rooted support. From Uptown shops to family restaurants in NoDa, South End, Plaza Midwood, and Ballantyne, we partner with small businesses ready to operate smarter and serve their communities better.

Founded by Bob Cowherd after relocating to Charlotte in 2017, RCC Merchant Solutions combines transparent payment processing with full digital marketing services. Whether you run a boutique on Park Road or a service company along I-485, we tailor solutions to your goals.

Lower your processing costs through a clear cash discount program that benefits both you and your customers across Mecklenburg County.
Display both cash and card prices at checkout with a transparent dual pricing program that keeps your Charlotte business compliant and profitable.
Get noticed online with custom small business web design and local SEO services that help Charlotte customers find you on Google and beyond.
Bob and his family call Charlotte home, and our work reflects a real commitment to the businesses, schools, and nonprofits that make this city thrive. We take time to understand your operations before recommending payment systems for businesses or digital marketing strategies.
RCC Merchant Solutions exists to close the gap between great local businesses and the tools that help them succeed. From payment integration systems and POS integration to CRM automation, AI business solutions, and digital marketing services, we bring everything under one roof for owners who want a true partner.
Talk with a local team that treats your business like family. Whether you need merchant processing solutions, a new website, or AI tools for small business, we will build a plan that fits your budget and goals.